Phase 04 · Funding

From certificate to working capital.

Completion of SETP isn't the finish line — it's your gateway to four distinct funding tracks. We assist you with the documentation, the project report, and the bank introductions.

MUDRA Yojana
Up to ₹10 Lakhs

Pradhan Mantri MUDRA Yojana — micro-credit for non-corporate, non-farm small businesses. Shishu (up to ₹50K), Kishore (₹50K–₹5L) and Tarun (₹5L–₹10L) tiers. No collateral required for initial tiers.

No collateral · Shishu tier
PMEGP
Up to 35% subsidy

Prime Minister's Employment Generation Programme — government subsidy on project cost. Up to 35% for rural youth in special categories, 25% for general rural applicants. Implemented through KVIC and DICs.

Subsidy · Rural priority
WB State Co-op Bank
Priority sector lending

Your SETP certificate is recognized across the West Bengal State Co-operative Bank network — branches in every block. Faster turnaround and customized rural credit products for agri-allied units.

Certificate-linked
Skill-Linkage Harmony
State scheme bridging

If you already qualify for state unemployment or youth-support schemes, SETP satisfies the mandatory skill-development prerequisite — enabling seamless transition into commercial bank loan setup.

State scheme bridge
How it works

The post-certification funding workflow

  1. 01
    Receive SETP completion certificate
    Government-recognized, signed by the program director. Includes practical assessment grade.
  2. 02
    Co-author your custom business plan
    Our mentors help you build a financial model: capex, working capital, cash-flow projection, payback.
  3. 03
    Branch introductions
    We connect you to a specific bank officer at MUDRA-empanelled and Co-op Bank branches near your village.
  4. 04
    Document compilation
    Identity, address, education, training certificate, project report — packaged and submitted.
  5. 05
    Loan sanction & disbursal
    Track turnaround typically 2–6 weeks. We follow up with the bank on your behalf.

Skill first. Capital follows.

Begin Phase 01

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